SPEAKER INDEX CONTENTS INSERTS ANNA KRUSE 5 BEREUTER 14 15 29 30 38 CANTOR 26 FRAN MARCUCCI 5 GALLEGLY 7 11 15 18 24 25 26 29 30 32 38 GILMAN 24 29 PATRICK PRISCO 5 PRISCO 7 26 ROBERT R. KING 4 SMITH 24 THOMAS E. MOONEY, SR 4 VALERIE VAN BUREN 5 VINCE MORELLI 5 CONTENTS SPEAKERS INSERTS NO STATEMENTS DEFINED IN THIS HEARING INSERTS SPEAKERS CONTENTS NO INSERTS IN THIS HEARING