SPEAKER INDEX CONTENTS INSERTS BEREUTER 6 7 14 15 16 BEVERLY HALLOCK 5 JONATHAN KATZ 5 MCCOTTER 14 PATRICK PRISCO 5 ROBERT R. KING 4 SHIMKUS 14 THOMAS E. MOONEY, SR 4 VINCE MORELLI 5 WEXLER 13 CONTENTS SPEAKERS INSERTS NO STATEMENTS DEFINED IN THIS HEARING INSERTS SPEAKERS CONTENTS NO INSERTS IN THIS HEARING