SPEAKER INDEX CONTENTS INSERTS DONALD MACDONALD 5 GALLEGLY 6 9 18 19 JOSEPH WINDREM 5 NAPOLITANO 19 RENEE AUSTELL 5 RICHARD MEREU 5 ROBERT R. KING 4 SCHIFF 19 SHERMAN 16 18 THOMAS E. MOONEY, SR 4 CONTENTS SPEAKERS INSERTS NO STATEMENTS DEFINED IN THIS HEARING INSERTS SPEAKERS CONTENTS NO INSERTS IN THIS HEARING