SPEAKER INDEX CONTENTS INSERTS GREG GALVIN 5 MALIK M. CHAKA 5 NOELLE LUSANE 5 PAYNE 8 ROBERT R. KING 4 ROYCE 6 7 8 9 10 11 12 TANCREDO 8 THOMAS E. MOONEY, SR 4 THOMAS P. SHEEHY 5 CONTENTS SPEAKERS INSERTS NO STATEMENTS DEFINED IN THIS HEARING INSERTS SPEAKERS CONTENTS NO INSERTS IN THIS HEARING