SPEAKER INDEX CONTENTS INSERTS BEREUTER 6 7 10 11 12 BEVERLY HALLOCK 5 ENGEL 8 11 12 JONATHAN KATZ 5 PATRICK PRISCO 5 ROBERT R. KING 4 THOMAS E. MOONEY, SR 4 VINCE MORELLI 5 CONTENTS SPEAKERS INSERTS NO STATEMENTS DEFINED IN THIS HEARING INSERTS SPEAKERS CONTENTS NO INSERTS IN THIS HEARING