SPEAKER INDEX CONTENTS INSERTS ACKERMAN 14 CROWLEY 15 DAVID ADAMS 5 GREGG RICKMAN 5 MATT ZWEIG 5 PITTS 7 14 15 16 ROBERT R. KING 4 SCHIFF 15 THOMAS E. MOONEY, SR 4 YLEEM POBLETE 5 CONTENTS SPEAKERS INSERTS NO STATEMENTS DEFINED IN THIS HEARING INSERTS SPEAKERS CONTENTS NO INSERTS IN THIS HEARING