SPEAKER INDEX CONTENTS INSERTS BEREUTER 6 9 16 19 20 21 22 BEVERLY HALLOCK 5 JONATHAN KATZ 5 MORRELLI 9 PATRICK PRISCO 5 PRICE 16 20 ROBERT R. KING 4 THOMAS E. MOONEY, SR 4 VINCE MORELLI 5 WEXLER 16 21 CONTENTS SPEAKERS INSERTS NO STATEMENTS DEFINED IN THIS HEARING INSERTS SPEAKERS CONTENTS NO INSERTS IN THIS HEARING