SPEAKER INDEX CONTENTS INSERTS BEREUTER 6 8 11 13 15 16 17 18 BEVERLY HALLOCK 5 DAVIS 15 HALLOCK 6 11 JONATHAN KATZ 5 LEE 16 17 18 PATRICK PRISCO 5 ROBERT R. KING 4 THOMAS E. MOONEY, SR 4 VINCE MORELLI 5 CONTENTS SPEAKERS INSERTS NO STATEMENTS DEFINED IN THIS HEARING INSERTS SPEAKERS CONTENTS NO INSERTS IN THIS HEARING