SPEAKER INDEX CONTENTS INSERTS BEVERLY HALLOCK 5 GALLEGLY 6 7 8 JONATHAN KATZ 5 PATRICK PRISCO 5 RICHARD MEREU 5 ROBERT R. KING 4 THOMAS E. MOONEY, SR 4 WEXLER 7 8 CONTENTS SPEAKERS INSERTS NO STATEMENTS DEFINED IN THIS HEARING INSERTS SPEAKERS CONTENTS NO INSERTS IN THIS HEARING