SPEAKER INDEX CONTENTS INSERTS DON MACDONALD 5 GREG GALVIN 5 MALIK M. CHAKA 5 ROBERT R. KING 4 ROYCE 6 7 10 13 14 SHERMAN 8 THOMAS E. MOONEY, SR 4 TOM SHEEHY 5 WEXLER 11 CONTENTS SPEAKERS INSERTS NO STATEMENTS DEFINED IN THIS HEARING INSERTS SPEAKERS CONTENTS NO INSERTS IN THIS HEARING