SPEAKER INDEX CONTENTS INSERTS BEVERLY HALLOCK 5 GALLEGLY 7 8 13 14 16 17 18 HALLOCK 13 17 JONATHAN KATZ 5 MCCOTTER 16 17 PATRICK PRISCO 5 RICHARD MEREU 5 ROBERT R. KING 4 THOMAS E. MOONEY, SR 4 CONTENTS SPEAKERS INSERTS NO STATEMENTS DEFINED IN THIS HEARING INSERTS SPEAKERS CONTENTS NO INSERTS IN THIS HEARING