SPEAKER INDEX    CONTENTS   INSERTS   
BRENDA HANKINS     4  
CANNON           7     10     17     20     23     24     27     30     33  
                38     40  
FRULLA          27     39  
MIHM            20     24     34     35  
MIKE LENN        4  
PERRY H. APELBAUM     4  
PHILIP G. KIKO     4  
RAYMOND V. SMIETANKA     4  
SHULL           24     27     31     33     39  
STEPHANIE MOORE     4  
SULLIVAN        17     34     35     36     37     38  
SUSAN A. JENSEN     4  
WATT            17     34     35     36     37     38     39     40  

CONTENTS    SPEAKERS   INSERTS   
TESTIMONY OF THE HONORABLE THOMAS M. SULLIVAN, CHIEF COUNSEL FOR ADVOCACY, UNITED STATES SMALL 
BUSINESS ADMINISTRATION, WASHINGTON, DC
                                                                 PAGE    17

TESTIMONY OF J. CHRISTOPHER MIHM, MANAGING DIRECTOR FOR STRATEGIC ISSUES, UNITED STATES GOVERNMENT 
ACCOUNTABILITY OFFICE, WASHINGTON, DC
                                                                 PAGE    20

TESTIMONY OF J. ROBERT SHULL, DIRECTOR OF REGULATORY POLICY, OMB WATCH, WASHINGTON, DC
                                                                 PAGE    24

TESTIMONY OF DAVID FRULLA, ESQUIRE, KELLEY DRYE COLLIER SHANNON, WASHINGTON, DC
                                                                 PAGE    27


INSERTS    SPEAKERS   CONTENTS   
NO INSERTS IN THIS HEARING