SPEAKER INDEX    CONTENTS   INSERTS   
BRIGHTUP        72     95     96     97  
BROWNBACK        7     24     27     30  
BRYANT          46     47     48    100    102  
CHARLES E. KERN II   112  
DEAR CHAIRMAN GEKAS   104  
DEAR REPRESENTATIVE NADLER   106  
DELAHUNT        11     12     13     41     42     43     44     45     46  
GEKAS            1      3      5      6      7     10     11     12     13  
                16     17     24     26     30     31     39     40     41  
                42     46     49     52     53     55     57     58     59  
                60     62     70     71     72     81     84     93     94  
               100    103    104  
GEORGE GEKAS   104  
HAMILTON        59     60     71    102  
HAYWORTH        11     12     13     16     31     43     44     45     48  
                49     51     53     54     55     56     57     58  
JACKSON LEE     3     49     50     51     52     53  
JAMES W. HARPER   112  
JERROLD NADLER   106  
JULIAN EPSTEIN   111  
KELLY            7     10     24     31     39     40     41     42     43  
                46     47     48     52     58  
MAXIMUM        105  
NADLER          53     54     55     56     57     59     95     96     97  
                98     99    100    103  
RAYMOND V. SMIETANKA   112  
ROBINS          81     94     98     99    101    102  
THOMAS E. MOONEY   111  

CONTENTS    SPEAKERS   INSERTS   
OPENING STATEMENT OF CHAIRMAN GEKAS
                                                                 PAGE     1

STATEMENT OF HON. SUE W. KELLY, A REPRESENTATIVE IN CONGRESS FROM THE STATE OF NEW YORK
                                                                 PAGE     7

STATEMENT OF HON. J.D. HAYWORTH, A REPRESENTATIVE IN CONGRESS FROM THE STATE OF ARIZONA
                                                                 PAGE    13

STATEMENT OF HON. SAM BROWNBACK, A UNITED STATES SENATOR FROM THE STATE OF KANSAS
                                                                 PAGE    24

STATEMENTS OF MARCI A. HAMILTON, PROFESSOR OF LAW, BENJAMIN N. CARDOZO SCHOOL OF LAW, YESHIVA 
UNIVERSITY
                                                                 PAGE    60

STATEMENT OF CRAIG BRIGHTUP, DIRECTOR OF GOVERNMENTAL RELATIONS, NATIONAL ROOFING CONTRACTORS 
ASSOCIATION
                                                                 PAGE    72

STATEMENT OF TODD E. ROBINS, ATTORNEY, U.S. PUBLIC INTEREST RESEARCH GROUP
                                                                 PAGE    81


INSERTS    SPEAKERS   CONTENTS   
NO INSERTS IN THIS HEARING