SPEAKER INDEX Segment 1 of 2 Next Segment (2)
CONTENTS INSERTS
AUSUBEL 323 325
BOUCHER 17
CHABOT 78 79 80 81
CONYERS 86 87 88 89 90 91 251 282 287
288 289 290 294 295 297
COSGROVE 117 174
CUTLER 53 70 81 82 83 84 85 86
DELAHUNT 3 4 5 6 69 78 81 82 83
84 85 90 102 291 292 293 294 296
300 325
FELDSTEIN 298 300 302
GEKAS 1 4 5 6 10 17 19 27 41
53 58 59 60 61 62 67 68 69
71 75 77 78 81 86 87 88 90
91 93 95 96 97 117 128 132 140
149 158 174 175 176 177 178 183 192
238 251 275 276 277 278 279 280 281
282 287 291 296 297 302 317 322 342
GLEASON 128 132 175 176 177
HAMMONDS 140 176 177 181 182 183
HEITKAMP 99 102 178 179 180
JACKSON LEE 69 70 71 73 74 75 76 77 78
95 96 97 342
JONES 28 68 76 77 79 91 93 94
KOSTURKO 158 174
KUBICA 150 175
LAURITANO 318
MASON 252 275 276 277 278 288 290 297
MCCOLLUM 11
MCKINLEY 343
MORAN 20
NADLER 6 10 62 63 64 65 66 67 89
90 93 94 95 178 179 180 181 182
183 282 283 284 285 286 287 293 294
325
NEWSOME 41 58 59 60 61 62 63 64 65
66 67 74 75 76 80 82 89 96
97
RUSSELL 185 289 290
SHULMAN 192 280 281 282 283 284 285 286 295
296 297
SOMMER 238 279 280 287 291 292 293 294
CONTENTS SPEAKERS INSERTS
OPENING STATEMENT OF CHAIRMAN GEKAS
PAGE 1
STATEMENT OF HON. BILL McCOLLUM, A REPRESENTATIVE IN CONGRESS FROM THE STATE OF FLORIDA
PAGE 11
STATEMENT OF HON. RICK BOUCHER, A REPRESENTATIVE IN CONGRESS FROM THE STATE OF VIRGINIA
PAGE 17
STATEMENT OF HON. JAMES P. MORAN, A REPRESENTATIVE IN CONGRESS FROM THE STATE OF VIRGINIA
PAGE 20
STATEMENT OF HON. EDITH HOLLAN JONES, JUDGE, UNITED STATES COURT OF APPEALS FOR THE FIFTH CIRCUIT
PAGE 28
STATEMENT OF HON. RANDALL J. NEWSOME, U.S. BANKRUPTCY JUDGE, NORTHERN DISTRICT OF CALIFORNIA
PAGE 41
STATEMENT OF LLOYD N. CUTLER, ESQ., WILMER, CUTLER AND PICKERING, REPRESENTING THE BANKRUPTCY
ISSUES COUNCIL
PAGE 53
STATEMENT OF HEIDI HEITKAMP, ATTORNEY GENERAL, NORTH DAKOTA, ON BEHALF OF THE NATIONAL ASSOCIATION
OF ATTORNEYS GENERAL
PAGE 99
STATEMENT OF KAREN COSGROVE, VICE PRESIDENT, KEMP MANAGEMENT, AUSTIN, TX, ON BEHALF OF THE
NATIONAL MULTI HOUSING COUNCIL AND THE NATIONAL APARTMENT ASSOCIATION
PAGE 117
STATEMENT OF JOHN J. GLEASON, VICE PRESIDENT OF CREDIT, BONTON DEPARTMENT STORES, ON BEHALF
OF THE NATIONAL RETAIL FEDERATION
PAGE 128
STATEMENT OF BRUCE L. HAMMONDS, SENIOR VICE CHAIRMAN AND CHIEF OPERATING OFFICER, MBNA CORPORATION
PAGE 140
STATEMENT OF JANET KUBICA, CHIEF EXECUTIVE OFFICER, POSTMARK CREDIT UNION, HARRISBURG, PA
PAGE 149
STATEMENT OF WILLIAM T. KOSTURKO, EXECUTIVE VICE PRESIDENT AND GENERAL COUNSEL, PEOPLE'S BANK,
BRIDGEPORT, CT, ON BEHALF OF AMERICA'S COMMUNITY BANKERS
PAGE 158
STATEMENT OF NICHOLL J. RUSSELL, SIOUX FALLS, SD
PAGE 185
STATEMENT OF JAMES IKE SHULMAN, ESQ., NATIONAL ASSOCIATION OF CONSUMER BANKRUPTCY ATTORNEYS
PAGE 192
STATEMENT OF HENRY J. SOMMER, ESQ., MILLER, FRANK & MILLER, PHILADELPHIA, PA, ON BEHALF OF THE
CONSUMER BANKRUPTCY ASSISTANCE PROJECT
PAGE 238
STATEMENT OF MATTHEW J. MASON, ESQ., ON BEHALF OF THE UNITED AUTO WORKERSGENERAL MOTORS
LEGAL SERVICES PLAN AND THE INTERNATIONAL UNION, UNITED AUTOMOBILE, AEROSPACE, AND AGRICULTURAL
IMPLEMENT WORKERS OF AMERICA (UAW)
PAGE 252
STATEMENT OF STUART A. FELDSTEIN, PRESIDENT, SMR RESEARCH CORPORATION
PAGE 298
STATEMENT OF MARK LAURITANO, SENIOR VICE PRESIDENT, WEFA, INC
PAGE 318
STATEMENT OF LAWRENCE M. AUSUBEL, PROFESSOR OF ECONOMICS, UNIVERSITY OF MARYLAND
PAGE 322
STATEMENT OF VERN MCKINLEY, ESQ., REGULAR POLICY CONTRIBUTOR TO THE CATO INSTITUTE
PAGE 342
INSERTS SPEAKERS CONTENTS
NO INSERTS IN THIS HEARING