SPEAKER INDEX CONTENTS INSERTS
BREWER 122 170 171 173 178 185 186 187
BRYANT 86 87 181 182 184 191 193 194
DELAHUNT 11 173 174 184 185 186 187 188 189
200 201 245 246 247 250
GEKAS 1 6 7 11 12 27 41 71 74
75 76 77 78 79 80 81 84 85
87 88 91 92 113 121 138 155 169
170 171 172 173 174 175 180 184 190
191 192 194 197 198 200 202 203 227
234 241 242 243 244 245 249 250 251
GROSS 205 242 243 246 247 250
HAMMES 156 169 172 180 182 191
JAMES W. HARPER 279
LEE 87 88 90 91 175 177 179 180 190
191 198 199 200 202 203
MANDELL 227 243 244 250
MEEHAN 12 192 194 195 196 197
MITSCH 113 173 181
NADLER 4 6 78 79 81 82 83 84 85
88
NEUBIG 42 76 83 85 86 90 91
OLSON 234 244 250
RAYMOND V. SMIETANKA 279
SCHEUREN 71 77 78 85 87 91
STANA 27 75 81 82 86 89 90
STATEN 12 74 75 83 84 89
SUSAN JENSEN-CONKLIN 279
WALDSCHMIDT 139 170 173 183 185 195
WALLACE 95 171 174 185 187 188 189 193 194
195 196 197 198 199 200 202
CONTENTS SPEAKERS INSERTS
OPENING STATEMENT OF CHAIRMAN GEKAS
PAGE 1
STATEMENT OF MICHAEL E. STATEN, CREDIT RESEARCH CENTER, GEORGETOWN SCHOOL OF BUSINESS, GEORGETOWN
UNIVERSITY
PAGE 12
STATEMENT OF RICHARD M. STANA, ASSOCIATE DIRECTOR, ADMINISTRATION OF JUSTICE ISSUES, U.S. GENERAL
ACCOUNTING OFFICE
PAGE 27
STATEMENT OF THOMAS S. NEUBIG, PARTNER AND NATIONAL DIRECTOR, POLICY ECONOMICS AND QUANTITATIVE
ANALYSIS, ERNST & YOUNG, LLP, WASHINGTON, DC
PAGE 42
STATEMENT OF FRITZ J. SCHEUREN, ASSOCIATE NATIONAL TECHNICAL DIRECTOR, STATISTICAL SAMPLING, ERNST
& YOUNG, LLP, WASHINGTON, DC
PAGE 71
STATEMENT OF GEORGE J. WALLACE, ESQ., ECKERT SEAMONS CHERIN & MELLOTT, LLC, WASHINGTON, DC,
REPRESENTING AMERICAN FINANCIAL SERVICES ASSOCIATION
PAGE 95
STATEMENT OF ROBERT F. MITSCH, ESQ., MITSCH & CRUTCHFIELD, ST. PAUL, MN, REPRESENTING NATIONAL
RETAIL ASSOCIATION
PAGE 113
STATEMENT OF WILLIAM E. BREWER, JR., ESQ., NATIONAL ASSOCIATION OF CONSUMER BANKRUPTCY ATTORNEYS,
RALEIGH, NC
PAGE 121
STATEMENT OF ROBERT H. WALDSCHMIDT, ESQ., HOWELL & FISHER, NASHVILLE, TN, REPRESENTING NATIONAL
ASSOCIATION OF BANKRUPTCY TRUSTEES
PAGE 138
STATEMENT OF NORMA L. HAMMES, ESQ., GOLD AND HAMMES, SAN JOSE, CA, REPRESENTING NATIONAL
ASSOCIATION OF CONSUMER BANKRUPTCY ATTORNEYS
PAGE 156
STATEMENT OF KAREN GROSS, PROFESSOR, NEW YORK LAW SCHOOL, NEW YORK, NY
PAGE 205
STATEMENT OF LEWIS MANDELL, DEAN AND PROFESSOR OF FINANCE, COLLEGE OF BUSINESS ADMINISTRATION,
MARQUETTE UNIVERSITY, MILWAUKEE, WI
PAGE 227
STATEMENT OF MARION A. OLSON, JR., STANDING CHAPTER 13 TRUSTEE FOR THE UNITED STATES BANKRUPTCY
COURT, WESTERN DISTRICT OF TEXAS, SAN ANTONIO DIVISION
PAGE 234
INSERTS SPEAKERS CONTENTS