| Yes or No | LAre you |
|---|---|
| YN | 1. Balancing your checkbook with your statement of account each month? |
| YN | 2. Putting money into an emergency savings account and leaving it there? |
| YN | 3. Able to save for upcoming needs such as periodic expenses and long-term goals? |
| YN | 4. Making minimum payments on your revolving credit accounts (credit cards)? |
| YN | 5. Postdating checks to give yourself some extra float time? |
| YN | 6. Unaware of how much debt you owe and to whom? |
| YN | 7. Borrowing money from family or friends to pay for regular household expenses such as rent, food, and clothes? |
| YN | 8. Taking out new loans to pay off old ones, or extending loans in order to lower monthly payments? |
| YN | 9. Using cash advances from one credit card to make payments on others? |
| YN | 10. Receiving phone calls and notices from creditors? |
| If you answered yes to questions: | |
| 1, 2, & 3 | EXCELLENT, keep up the good work. |
| 4 & 5 | Pick up Navy Federal brochure Dollar Discipline Works! or call Budgetary Counseling for preventive counseling. |
| 6-10 | If you are experiencing any of these situations, call Budgetary Counseling. |
| LN TYPE | TS# | CHL Loan # | Borrower(s) | PAID TO | Pr. Balance | Int. Rate | Days Lost | Int. Lost | BK Date | Chapter | Closed | Reason | Filed By |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| FHA | 95-5478 | 6143126 | Antonia Tobar
Vila Tovar Ruiz 1555 E. 109th St. Los Angeles, CA 90059 | 2/1/95 | $101,471.01 | $101,471.01 | $101,471.01 | $101,471.01 | $101,471.01 | $101,471.01 | $101,471.01 | $101,471.01 | $101,471.01 |
| VA | 96-5727 | 6450986 | Donald J. Lewis
14006 El Contento Ave. Fontana, CA 92337 | 2/1/96 | $113,778.86 | $113,778.86 | $113,778.86 | $113,778.86 | $113,778.86 | $113,778.86 | $113,778.86 | $113,778.86 | $113,778.86 |
| FHA | 96-7614 | 1383573 | Chuck R. Hensley
Michelle L. Hensley 828 Clabury Ct. Galt, CA 95632 | 4/1/97 | $117,763.78 | $117,763.78 | $117,763.78 | $117,763.78 | $117,763.78 | $117,763.78 | $117,763.78 | $117,763.78 | $117,763.78 |
| FNMA | 96-8268 | 3331262 | Harlester Palm
2422 E. 113th St. Los Angeles, CA 90059 | 4/1/96 | $ 98,416.76 | $ 98,416.76 | $ 98,416.76 | $ 98,416.76 | $ 98,416.76 | $ 98,416.76 | $ 98,416.76 | $ 98,416.76 | $ 98,416.76 |
| FHA | 96-10014 | 2192699 | Randy & Rebecca Aguilar
4686 Beatty Drive Riverside, CA 92506 | 7/1/96 | $125,410.34 | $125,410.34 | $125,410.34 | $125,410.34 | $125,410.34 | $125,410.34 | $125,410.34 | $125,410.34 | $125,410.34 |
| FHA | 96-10137 | 4752307 | Robbie Brager
24872 Bayleaf St. Moreno Valley, CA 92553 | 1/1/96 | $ 84,553.80 | $ 84,553.80 | $ 84,553.80 | $ 84,553.80 | $ 84,553.80 | $ 84,553.80 | $ 84,553.80 | $ 84,553.80 | $ 84,553.80 |
| FNMA | 97-4 | 5132039 | Gary J. Loughran
Rhonda L. Loughran 4074 Lockhaven Riverside, CA 92505 | 9/1/96 | $110,597.26 | $110,597.26 | $110,597.26 | $110,597.26 | $110,597.26 | $110,597.26 | $110,597.26 | $110,597.26 | $110,597.26 |
| LN TYPE | TS# | CHL Loan # | Borrower(s) | PAID TO | Pr. Balance | Int. Rate | Days Lost | Int. Lost | BK Date | Chapter | Closed | Reason | Filed By |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| FHA | 97-928 | 4305215 | Ernest Calderon
561 3th St. San Bernardino, CA 99405 | 9/1/96 | $ 80,758.37 | $ 80,758.37 | $ 80,758.37 | $ 80,758.37 | $ 80,758.37 | $ 80,758.37 | $ 80,758.37 | $ 80,758.37 | $ 80,758.37 |
| FHA | 97-2246 | 4540633 | Alex & Yeidi Dias Rivera
37115 94th St. Littlerock, CA 93543 | 7/1/96 | $ 95,580.12 | $ 95,580.12 | $ 95,580.12 | $ 95,580.12 | $ 95,580.12 | $ 95,580.12 | $ 95,580.12 | $ 95,580.12 | $ 95,580.12 |
| FNMA | 97-2593 | 3635662 | Lila Dial
32096 Eileen Ave. Los Angeles, CA 90043 | 11/1/96 | $126,820.27 | $126,820.27 | $126,820.27 | $126,820.27 | $126,820.27 | $126,820.27 | $126,820.27 | $126,820.27 | $126,820.27 |
| Ln Type | CTC File # | CHL Loan # | Borrower(s) | Paid-to-Date | Principal Balance | Interest Rate | Days Lost |
|---|---|---|---|---|---|---|---|
| FHA | 96-11054 | 6574290 | Larry Jacko
Irma Annette Jacko | 8/1/96 | $140,196.13 | $140,196.13 | $140,196.13 |
| FHA | 96-8203 | 8290300 | Donald L. Ballard
Peggy A. Ballard | 5/1/96 | 103,066.89$ | 103,066.89$ | 103,066.89$ |
| FHA | 96-11021 | 6732697 | Marguerite Mae Jackson | 8/1/96 | $ 86,103.01 | $ 86,103.01 | $ 86,103.01 |
| Conv. | 96-8797 | 7611779 | Denise A. Swenson | 6/1/96 | $221,443.12 | $221,443.12 | $221,443.12 |
| FHA | 96-10390 | 3939469 | Luz Elena Gamboa | 7/1/96 | $141,978.40 | $141,978.40 | $141,978.40 |
| FHA | 96-9750 | 8475725 | Rosemarie Montenegro | 7/1/96 | $ 88,773.99 | $ 88,773.99 | $ 88,773.99 |
| FHA | 97-00792 | 1702487 | Darrin Goodman
Therese Goodman | 7/1/96 | $ 98,512.29 | $ 98,512.29 | $ 98,512.29 |
| FHA | 96-10099 | 2345634 | Scott M. Morse
Christine R. Morse | 7/1/96 | $115,706.60 | $115,706.60 | $115,706.60 |
| Conv. | 96-6422 | 6072591 | Nilsa Gillont | 4/1/96 | 169,437.73$ | 169,437.73$ | 169,437.73$ |
| FNMA | 96-10273 | 1837251 | Luis O. Mas
Leslie W. Mas | 8/1/96 | $182,223.34 | $182,223.34 | $182,223.34 |