SPEAKER INDEX CONTENTS INSERTS BOUCHER 11 CHABOT 51 177 183 197 DEAR BEVERLY M. BURDEN 276 DEAR PETER 287 DELAHUNT 14 16 17 39 40 308 309 310 311 312 313 314 319 320 321 322 323 374 380 381 382 383 384 385 FORMAN 277 302 303 307 313 323 325 GEKAS 10 13 14 16 17 20 22 26 32 35 38 39 40 43 50 51 52 53 55 56 58 60 64 65 67 68 76 82 91 217 276 297 298 299 300 304 307 308 314 318 319 325 326 327 350 351 352 363 373 374 375 376 377 378 379 380 383 385 386 389 393 398 399 H.R. REP. NO 135 HUTCHINSON 60 JACKSON LEE 22 39 40 JAMES W. HARPER 4 JON DUDAS 3 JULIAN EPSTEIN 4 KENNEDY 132 135 KING 184 300 301 306 312 317 318 319 321 KUBICA 351 353 375 376 381 382 383 384 385 386 388 394 395 396 397 398 LAFALCE 52 53 LEE 217 307 309 310 323 326 MABEY 198 298 299 313 321 322 324 MORAN 58 60 NADLER 16 18 20 40 43 49 65 67 300 301 302 303 306 385 386 387 388 389 390 391 392 393 398 PERRY APELBAUM 4 POSNER 91 305 311 320 321 RAYMOND V. SMIETANKA 4 ROTHMAN 56 SHEPARD 79 82 300 310 315 316 317 320 SKEEL 177 305 311 312 321 SLAUGHTER 32 35 SMITH 14 16 17 18 19 20 329 SUSAN JENSEN-CONKLIN 4 THE NEW REPUBLIC, FEB. 17, 1979, AT 135 THOMAS E. MOONEY, SR 3 TORRES 363 377 378 379 380 382 384 385 387 390 391 392 393 WATT 14 304 305 306 307 315 316 317 318 319 323 324 325 393 394 395 396 397 398 CONTENTS SPEAKERS INSERTS OPENING STATEMENT OF CHAIRMAN GEKAS PAGE 10 STATEMENT OF HON. RICK BOUCHER, A REPRESENTATIVE IN CONGRESS FROM THE STATE OF VIRGINIA PAGE 11 STATEMENT OF HON. NICK SMITH, A REPRESENTATIVE IN CONGRESS FROM THE STATE OF MICHIGAN PAGE 14 STATEMENT OF HON. SHEILA JACKSON LEE, A REPRESENTATIVE IN CONGRESS FROM THE STATE OF TEXAS PAGE 22 STATEMENT OF HON. LOUISE McINTOSH SLAUGHTER, A REPRESENTATIVE IN CONGRESS FROM THE STATE OF NEW YORK PAGE 32 STATEMENT OF HON. JOHN LaFALCE, A REPRESENTATIVE IN CONGRESS FROM THE STATE OF NEW YORK PAGE 52 STATEMENT OF HON. STEVEN ROTHMAN, A REPRESENTATIVE IN CONGRESS FROM THE STATE OF NEW JERSEY PAGE 56 STATEMENT OF HON. JAMES P. MORAN, A REPRESENTATIVE IN CONGRESS FROM THE STATE OF VIRGINIA PAGE 58 STATEMENT OF JAMES I. SHEPARD, ESQUIRE, BANKRUPTCY TAX CONSULTANT, FORMER MEMBER OF THE NATIONAL BANKRUPTCY REVIEW COMMISSION, FRESNO, CA PAGE 79 STATEMENT OF ERIC A. POSNER, PROFESSOR, UNIVERSITY OF CHICAGO LAW SCHOOL, CHICAGO, IL PAGE 91 STATEMENT OF DAVID A. SKEEL, JR., PROFESSOR, UNIVERSITY OF PENNSYLVANIA LAW SCHOOL, PHILADELPHIA, PA PAGE 177 STATEMENT OF LAWRENCE P. KING, CHARLES SELIGSON PROFESSOR OF LAW, NEW YORK UNIVERSITY SCHOOL OF LAW, NEW YORK, NY PAGE 183 STATEMENT OF RALPH R. MABEY, LeBOEUF, LAMB, GREENE AND MacRAE, SALT LAKE CITY, UT PAGE 198 STATEMENT OF JOE LEE, UNITED STATES BANKRUPTCY JUDGE, EASTERN DISTRICT OF KENTUCKY, LEXINGTON, KY PAGE 217 STATEMENT OF LEON S. FORMAN, ESQUIRE, BLANK, ROME, COMISKY AND McCAULEY, PHILADELPHIA, PA PAGE 277 STATEMENT OF JAMES E. SMITH, PRESIDENT AND CEO, UNION STATE BANK AND TRUST, CLINTON, MO, ON BEHALF OF THE AMERICAN BANKERS ASSOCIATION PAGE 329 STATEMENT OF JANET KUBICA, PRESIDENT AND CEO, POSTMARK CREDIT UNION, HARRISBURG, PA, ON BEHALF OF THE CREDIT UNION NATIONAL ASSOCIATION PAGE 351 STATEMENT OF FRANK TORRES, LEGISLATIVE COUNSEL, CONSUMERS UNION, WASHINGTON, DC PAGE 363 INSERTS SPEAKERS CONTENTS