SPEAKER INDEX    CONTENTS   INSERTS   
BOUCHER         11  
CHABOT          51    177    183    197  
DEAR BEVERLY M. BURDEN   276  
DEAR PETER     287  
DELAHUNT        14     16     17     39     40    308    309    310    311  
               312    313    314    319    320    321    322    323    374  
               380    381    382    383    384    385  
FORMAN         277    302    303    307    313    323    325  
GEKAS           10     13     14     16     17     20     22     26     32  
                35     38     39     40     43     50     51     52     53  
                55     56     58     60     64     65     67     68     76  
                82     91    217    276    297    298    299    300    304  
               307    308    314    318    319    325    326    327    350  
               351    352    363    373    374    375    376    377    378  
               379    380    383    385    386    389    393    398    399  
H.R. REP. NO   135  
HUTCHINSON      60  
JACKSON LEE    22     39     40  
JAMES W. HARPER     4  
JON DUDAS        3  
JULIAN EPSTEIN     4  
KENNEDY        132    135  
KING           184    300    301    306    312    317    318    319    321  
KUBICA         351    353    375    376    381    382    383    384    385  
               386    388    394    395    396    397    398  
LAFALCE         52     53  
LEE            217    307    309    310    323    326  
MABEY          198    298    299    313    321    322    324  
MORAN           58     60  
NADLER          16     18     20     40     43     49     65     67    300  
               301    302    303    306    385    386    387    388    389  
               390    391    392    393    398  
PERRY APELBAUM     4  
POSNER          91    305    311    320    321  
RAYMOND V. SMIETANKA     4  
ROTHMAN         56  
SHEPARD         79     82    300    310    315    316    317    320  
SKEEL          177    305    311    312    321  
SLAUGHTER       32     35  
SMITH           14     16     17     18     19     20    329  
SUSAN JENSEN-CONKLIN     4  
THE NEW REPUBLIC, FEB. 17, 1979, AT   135  
THOMAS E. MOONEY, SR     3  
TORRES         363    377    378    379    380    382    384    385    387  
               390    391    392    393  
WATT            14    304    305    306    307    315    316    317    318  
               319    323    324    325    393    394    395    396    397  
               398  

CONTENTS    SPEAKERS   INSERTS   
OPENING STATEMENT OF CHAIRMAN GEKAS
                                                                 PAGE    10

STATEMENT OF HON. RICK BOUCHER, A REPRESENTATIVE IN CONGRESS FROM THE STATE OF VIRGINIA
                                                                 PAGE    11

STATEMENT OF HON. NICK SMITH, A REPRESENTATIVE IN CONGRESS FROM THE STATE OF MICHIGAN
                                                                 PAGE    14

STATEMENT OF HON. SHEILA JACKSON LEE, A REPRESENTATIVE IN CONGRESS FROM THE STATE OF TEXAS
                                                                 PAGE    22

STATEMENT OF HON. LOUISE McINTOSH SLAUGHTER, A REPRESENTATIVE IN CONGRESS FROM THE STATE OF NEW 
YORK
                                                                 PAGE    32

STATEMENT OF HON. JOHN LaFALCE, A REPRESENTATIVE IN CONGRESS FROM THE STATE OF NEW YORK
                                                                 PAGE    52

STATEMENT OF HON. STEVEN ROTHMAN, A REPRESENTATIVE IN CONGRESS FROM THE STATE OF NEW JERSEY
                                                                 PAGE    56

STATEMENT OF HON. JAMES P. MORAN, A REPRESENTATIVE IN CONGRESS FROM THE STATE OF VIRGINIA
                                                                 PAGE    58

STATEMENT OF JAMES I. SHEPARD, ESQUIRE, BANKRUPTCY TAX CONSULTANT, FORMER MEMBER OF THE NATIONAL 
BANKRUPTCY REVIEW COMMISSION, FRESNO, CA
                                                                 PAGE    79

STATEMENT OF ERIC A. POSNER, PROFESSOR, UNIVERSITY OF CHICAGO LAW SCHOOL, CHICAGO, IL
                                                                 PAGE    91

STATEMENT OF DAVID A. SKEEL, JR., PROFESSOR, UNIVERSITY OF PENNSYLVANIA LAW SCHOOL, PHILADELPHIA, 
PA
                                                                 PAGE   177

STATEMENT OF LAWRENCE P. KING, CHARLES SELIGSON PROFESSOR OF LAW, NEW YORK UNIVERSITY SCHOOL OF 
LAW, NEW YORK, NY
                                                                 PAGE   183

STATEMENT OF RALPH R. MABEY, LeBOEUF, LAMB, GREENE AND MacRAE, SALT LAKE CITY, UT
                                                                 PAGE   198

STATEMENT OF JOE LEE, UNITED STATES BANKRUPTCY JUDGE, EASTERN DISTRICT OF KENTUCKY, LEXINGTON, KY
                                                                 PAGE   217

STATEMENT OF LEON S. FORMAN, ESQUIRE, BLANK, ROME, COMISKY AND McCAULEY, PHILADELPHIA, PA
                                                                 PAGE   277

STATEMENT OF JAMES E. SMITH, PRESIDENT AND CEO, UNION STATE BANK AND TRUST, CLINTON, MO, ON BEHALF 
OF THE AMERICAN BANKERS ASSOCIATION
                                                                 PAGE   329

STATEMENT OF JANET KUBICA, PRESIDENT AND CEO, POSTMARK CREDIT UNION, HARRISBURG, PA, ON BEHALF OF 
THE CREDIT UNION NATIONAL ASSOCIATION
                                                                 PAGE   351

STATEMENT OF FRANK TORRES, LEGISLATIVE COUNSEL, CONSUMERS UNION, WASHINGTON, DC
                                                                 PAGE   363


INSERTS    SPEAKERS   CONTENTS