SPEAKER INDEX    CONTENTS   INSERTS   
BALDWIN        141    142    143  
BONO             9     13     68     77    106    116    119    125    134  
               135    136    137    141    143  
DEAR MR. CHAIRMAN   148  
DEAR SENATOR SESSIONS    23  
FEINGOLD        16  
FONDREN         32    135    136    137    138    142  
GEKAS            8     11     13     15     16     19     22     30     54  
                57     62  
GEORGE W. GEKAS   148  
HEBE            63    138    139    140    142  
HOLCOMB         77  
ISRALOWITZ      68    141  
JEFF SESSIONS    23  
JULIAN EPSTEIN     3  
NADLER          15    137    138    139    140    141    143  
PETERSON       106    135  
RAYMOND V. SMIETANKA     4  
ROBERT N. TRACCI     4  
SALES AND SERVICE CONTRACTS     9  
SESSIONS        20     22  
ST SESSION       9  
STINE           54     57  
SUSAN JENSEN-CONKLIN     4  
TABLE OF CONTENTS    10  
TH CONGRESS     9  
THOMAS E. MOONEY, SR     3  
TURNAUER       116    119  
WATT            10     11  
WOOTTON        125    140  

CONTENTS    SPEAKERS   INSERTS   
OPENING STATEMENT OF CHAIRMAN GEKAS
                                                                 PAGE     8

STATEMENT OF HON. RUSSELL FEINGOLD, A U.S. SENATOR FROM THE STATE OF WISCONSIN
                                                                 PAGE    16

STATEMENT OF HON. JEFF SESSIONS, A U.S. SENATOR FROM THE STATE OF ALABAMA
                                                                 PAGE    20

STATEMENT OF GENE N. FONDREN, PRESIDENT, TEXAS AUTOMOBILE DEALERS ASSOCIATION, AUSTIN, TEXAS
                                                                 PAGE    32

STATEMENT OF MARK K. STINE, DIRECTOR OF LEGISLATIVE AFFAIRS, PENNSYLVANIA AUTOMOBILE ASSOCIATION, 
HARRISBURG, PA
                                                                 PAGE    54

STATEMENT OF JAMES HEBE, CHAIRMAN, PRESIDENT AND CEO, FREIGHTLINER LLC, PORTLAND, OR
                                                                 PAGE    63

STATEMENT OF JASON P. ISRALOWITZ, KIRKPATRICK & LOCKHART, LLP, NEW YORK, NY
                                                                 PAGE    68

STATEMENT OF RICHARD HOLCOMB, COMMONWEALTH OF VIRGINIA, COMMISSIONER, DEPARTMENT OF MOTOR 
VEHICLES, RICHMOND, VA
                                                                 PAGE    77

STATEMENT OF FLORENCE PETERSON, GENERAL COUNSEL, AMERICAN ARBITRATION ASSOCIATION, NEW YORK, NY
                                                                 PAGE   106

STATEMENT OF JERRY TURNAUER, PRESIDENT, BAYSHORE STERLING TRUCK, NEW CASTLE, DE
                                                                 PAGE   116

STATEMENT OF JAMES WOOTTON, PRESIDENT, U.S. CHAMBER INSTITUTE FOR LEGAL REFORM, WASHINGTON, DC
                                                                 PAGE   125


INSERTS    SPEAKERS   CONTENTS