SPEAKER INDEX CONTENTS INSERTS BACHUS 96 97 109 110 111 112 113 114 115 BRADLEY S. CLANTON 4 CHABOT 7 9 10 11 12 13 25 36 58 83 85 87 88 89 90 95 96 97 100 105 108 114 115 CRYSTAL M. ROBERTS 4 DAVID LACHMANN 4 EMPLOYERS 42 FORBES 105 HEALTH PLANS AND INSURERS 41 HUSTEAD 11 37 87 91 92 98 103 104 105 JR., WISCONSIN 2 KRISTEN SCHULTZ 4 MILLER 10 13 88 100 103 MORELLA 97 98 99 105 106 107 108 109 NADLER 83 90 91 92 93 94 95 PAUL B. TAYLOR 4 PEEL 59 86 102 106 107 PERRY H. APELBAUM 3 PHILIP G. KIKO 3 ROWE 25 90 93 94 95 99 101 108 109 110 111 112 113 114 SCOTT 9 12 96 100 101 102 104 CONTENTS SPEAKERS INSERTS STATEMENT OF TOM MILLER, J.D., DIRECTOR OF HEALTH STUDIES, CATO INSTITUTE PAGE 13 STATEMENT OF JOHN W. ROWE, M.D., CHAIRMAN AND CEO, AETNA, INC. PAGE 25 STATEMENT OF JOANNE L. HUSTEAD, J.D., SENIOR COUNSEL, HEALTH PRIVACY PROJECT, AND ASSISTANT RESEARCH PROFESSOR, INSTITUTE FOR HEALTH CARE RESEARCH, GEORGETOWN UNIVERSITY PAGE 37 STATEMENT OF DEBORAH PEEL, M.D., PRESIDENT, PAGE 59 INSERTS SPEAKERS CONTENTS