SPEAKER INDEX    CONTENTS   INSERTS   
BACHUS          68     69     70     71     72     73     74  
CAMPBELL        30  
CHABOT           6     13     14     17     19     23     41     42     45  
                54     55     57     58     62     63     67     69     71  
                73     74     79     84     86  
CONYERS         79     80     81  
CRYSTAL M. ROBERTS     4  
DAVID LACHMANN     4  
FEENEY          74     77  
KING            64     65     66     67  
MINDY BARRY     4  
NADLER          10     20     56     58     59     60     61     62     63  
                69     70     81     82     83     84     86  
OWEN            14     54     59     60     61     62     70     73  
PAUL B. TAYLOR     4  
PECK            19     20     55     56     58     59     62     63     65  
                68     69     70     71     73     77     81     85  
PERRY H. APELBAUM     3  
PHILIP G. KIKO     3  
SCHWARTZ        41     42     57     64     66     67     68     71     72  
                76     77     80     81     82     83  
STATE FARM      30  

CONTENTS    SPEAKERS   INSERTS   
STATEMENT OF DAVID OWEN, CAROLINA DISTINGUISHED PROFESSOR OF LAW AND DIRECTOR OF THE OFFICE OF 
TORT LAW STUDIES AT THE UNIVERSITY OF SOUTH CAROLINA
                                                                 PAGE    14

STATEMENT OF ROBERT PECK
                                                                 PAGE    19

STATEMENT OF VICTOR SCHWARTZ
                                                                 PAGE    41


INSERTS    SPEAKERS   CONTENTS   
NO INSERTS IN THIS HEARING