SPEAKER INDEX CONTENTS INSERTS BRICKMAN 38 59 60 61 62 64 65 66 67 70 CANNON 6 9 11 14 23 27 38 41 46 47 48 49 52 54 55 56 57 58 60 61 63 66 67 68 69 70 72 73 74 76 DEANGELIS 12 46 47 48 55 56 57 58 60 61 72 73 DIANE K. TAYLOR 4 JAMES DALEY 4 LOPUCKI 23 50 51 52 53 54 55 58 63 67 68 70 75 76 PERRY H. APELBAUM 3 PHILIP G. KIKO 3 RAYMOND V. SMIETANKA 4 STEPHANIE MOORE 4 SUSAN A. JENSEN 4 VANDERBILT LAW REVIEW 32 WATT 8 49 50 51 52 53 62 63 64 65 68 69 74 75 76 CONTENTS SPEAKERS INSERTS TESTIMONY OF ROBERTA A. DeANGELIS, ACTING UNITED STATES TRUSTEE, REGION 3, ON BEHALF OF EXECUTIVE OFFICE FOR UNITED STATES TRUSTEES, WASHINGTON, DC PAGE 12 TESTIMONY OF LYNN M. LoPUCKI, SECURITY PACIFIC BANK PROFESSOR OF LAW, UCLA SCHOOL OF LAW, LOS ANGELES, CA PAGE 23 TESTIMONY OF LESTER BRICKMAN, LESTER BRICKMAN, PROFESSOR, BENJAMIN N. CARDOZO SCHOOL OF LAW, YESHIVA UNIVERSITY, NEW YORK, NY PAGE 38 INSERTS SPEAKERS CONTENTS NO INSERTS IN THIS HEARING