SPEAKER INDEX    CONTENTS   INSERTS   
ABELL           11     29     37     41     42     43     44     46     56  
                57     58     63     64     71     72     73  
APPENDIX         3  
BORDALLO        65     67     69  
DOCUMENTS SUBMITTED FOR THE RECORD     6  
DOWNS           25     27     32     38     48     51  
FROST           14     27     33     36     44     47     52     55     61  
                62  
HEARING          3  
JOHNSON         78     98    107    109    110  
LOKOVIC         91    105  
MAGUIRE         19     30     31     38     45     49     52     66     67  
MCHUGH           7     10     14     17     18     22     24     25     27  
                28     30     31     32     34     35     36     37     38  
                44     53     54     59     65     69     72     73     74  
                78     83     87     91     95     98     99    100    102  
               103    104    105    107    108    109    110  
MEEHAN          60     61     62     63     64     65  
OLDING          84     96     98  
PREPARED STATEMENTS     5  
QUESTIONS AND ANSWERS SUBMITTED FOR THE RECORD     6  
RAEZER          87     95     99    105    107    109  
SANCHEZ         54     56     57     58     59  
SCHROCK         45     47     48     49     50     51     52     53     54  
               103    104  
SNYDER          10     38     39     40     41     42     43     44    102  
STANLEY         75    101    102    108    109    110  
WIEDEMER        22     34     35     39     40     64     68  

CONTENTS    SPEAKERS   INSERTS   
OPENING STATEMENT OF HON. JOHN M. MCHUGH, A REPRESENTATIVE FROM NEW YORK, CHAIRMAN, TOTAL FORCE 
SUBCOMMITTEE
                                                                 PAGE     7

STATEMENT OF HON. VIC SNYDER, A REPRESENTATIVE FROM ARKANSAS, RANKING MEMBER, TOTAL FORCE 
SUBCOMMITTEE
                                                                 PAGE     9

STATEMENT OF CHARLES S. ABELL, PRINCIPAL DEPUTY UNDER SECRETARY OF DEFENSE, PERSONNEL AND READINESS
                                                                 PAGE    11

STATEMENT OF MAJ. GEN. KATHRYN FROST, USA, COMMANDER, ARMY AND AIR FORCER EXCHANGE SERVICE COMMAND
                                                                 PAGE    14

STATEMENT OF REAR ADM. WILLIAM J. MAGUIRE, SUPPLY CORPS, U.S. NAVY, COMMANDER, NAVY EXCHANGE 
SERVICE COMMAND
                                                                 PAGE    18

STATEMENT OF MAJ. GEN. MICHAEL P. WIEDEMER, USAF, DIRECTOR, DEFENSE COMMISSARY AGENCY
                                                                 PAGE    22

STATEMENT OF MICHAEL P. DOWNS, DIRECTOR, PERSONAL AND FAMILY READINESS DIVISION HEADQUARTERS, U.S. 
MARINE CORPS
                                                                 PAGE    25

STATEMENT OF BILL STANLEY, CHAIRMAN OF THE BOARD, AMERICAN LOGISTICS ASSOCIATION
                                                                 PAGE    74

STATEMENT OF C. LLOYD JOHNSON, CHAIRMAN OF THE BOARD, ARMED FORCES MARKETING COUNCIL
                                                                 PAGE    78

STATEMENT OF JOSEPH OLDING, PRESIDENT, COMMISSARY DIVISION OF WEBCO
                                                                 PAGE    83

STATEMENT OF JOYCE RAEZER, DIRECTOR, GOVERNMENT RELATIONS, NATIONAL MILITARY FAMILY ASSOCIATION
                                                                 PAGE    87

STATEMENT OF CHIEF MASTER SGT. JAMES E. LOKOVIC, DIRECTOR, MILITARY AND GOVERNMENT RELATIONS, AIR 
FORCE SERGEANTS ASSOCIATION
                                                                 PAGE    91


INSERTS    SPEAKERS   CONTENTS   
NO INSERTS IN THIS HEARING